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Umarova Zulfiya was born in Navoi, Navoi region. She is currently a student of Tashkent Financial Institute, 4th grade, MM-10 group. In a short time at the institute, she was respected by the general public for his exemplary behavior and thirst for knowledge. During her studies, Z. Umarova took an active part in public affairs and was honored for her creativity and mobility at various events held at the institute. She has conducted research and published numerous scientific articles and theses in Russian and English. She has been studying the works of world economists, improving her knowledge and skills, and has an International Certificate in English (IELTS). Achievements:
1. Winner of the competition "The best scientific work on electoral legislation and the rights and obligations of participants in the electoral process" in October 2021 by the Ministry of Higher and Secondary Special Education of the Republic of Uzbekistan in the nomination "Best Electoral Historian" - "Diploma";
2. Holder of IELTS International English Language Proficiency Certificate - 6.0 points; - "Certificate";
3.CEFR B1 - "Certificate", which in March 2018 received a certificate of foreign language proficiency from the State Testing Center under the Cabinet of Ministers of the Republic of Uzbekistan;
4.In May 2021, she won the honorary 3rd place in the competition of scientific and practical innovative ideas held within the framework of the International Eurasian Youth Forum in Yekaterinburg - "Diploma";
5. Obtained a certificate of official registration of the program "On the main criteria for the placement of investment projects in small industrial zones" created by the Intellectual Property Agency under the Ministry of Justice for computers - "Patent";
6. Obtained a certificate of official registration of the program "Improvement of the procedure for calculating the efficiency of free economic zones and small industrial zones" created by the Intellectual Property Agency under the Ministry of Justice of the Republic of Uzbekistan for computers - "Patent";
7. Obtained a certificate of official registration of the program "Development of audit as an independent financial control in the Republic of Uzbekistan" created by the Intellectual Property Agency under the Ministry of Justice of the Republic of Uzbekistan for electronic computers - "Patent";
8.For active participation in the "Andijan International Forum of Students and Youth" held by Andijan region on the occasion of "International Students' Day" - "Certificate";
9. Tashkent Financial Institute of the Ministry of Higher and Secondary Special Education of the Republic of Uzbekistan, in the FINAL stage of the competition "Girls' Circle" held by the Women's Council of the Institute with the nomination "The most creative girl" - "Honorary Certificate";
10. The winner of the 2nd place in the nomination "The most active entrepreneur of the year" of the competition "Student of the Year 2020" of the Tashkent Financial Institute of the Ministry of Higher and Secondary Special Education of the Republic of Uzbekistan - "Certificate of Honor";
11. Ministry of Higher and Secondary Special Education of the Republic of Uzbekistan Tashkent Institute of Finance, dedicated to the 30th anniversary of the institute 1st degree in the nomination "INNOVATION IDEA" - "Diploma";
12. In the International Olympiad held by the "Educational Marathon" of the Russian Federation, she won the honorary 1st place in the subject "Fundamentals of taxation for students" - "Diploma";
