Shakhrizoda Toshpulatova was born on February 8, 1999 in Tashkent. Currently, she studies in her 4^th year in the faculty of Banking in group BI-73i on a contract basis.

To date, she published 8 scientific articles, 21 theses in international and national scientific conferences and journals. The student is currently conducting research on digital banking services, which are becoming increasingly popular in our country and around the world, and their introduction into the banking system of Uzbekistan.

She took an active part in the conference of students of higher education institutions "Central Asia Model United Nations" in Nur-Sultan, Kazakhstan, where she was awarded an international certificate and souvenirs. Also, she has actively participated in more than 30 international and local forums, conferences and various projects.

In 2019, she participated in the Tashkent Startup weekend startup with her project quyosh.uz. In July 2019, she went to Azerbaijan and attended on behalf of the youth of Uzbekistan in the international ADAU Summer School, which was organized in Ganja, Azerbaijan. She is an active participant, honorary member and recipient of the Shinhan Bank Dream Foundation Scholarship and the Model OSCE and Network by Consensus project which was held in November 2019 in Dushanbe, Tajikistan. Currently, the student works as a specialist in the head office of JSCB "Turonbank" in order to combine her theoretical skills with practice.